• 2Q22 Auto Loans

    We'll Get You in
    the Driver's Seat!

    Rates as low as 2.69% APR*

    Learn More about shopping for pre-owned vehicles

  • 3Q22 Auto Loan Refi

    Refinance your higher-interest auto loan

    Up to 2% rate discount!

    Learn More about home loans

  • 2q22 HELOC

    Dream Big!

    With a Home Equity Line of Credit

    Learn More about home equity lines

  • 1Q22 Vision

    A Shared Vision for the Future

    Western Healthcare FCU + McKesson EFCU

    Learn More about shopping for pre-owned vehicles

  • 3Q21 Real Estate

    Find a Mortgage Loan That Works For You!

    Find the Right Home Loan with Your Credit Union

    Learn More about home loans


USA Patriot Act Disclosure: Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Website Terms of Use
The Website offered to you by WHFCU, and your use therein, is conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the WHFCU Website constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use
WHFCU reserves the right to change the terms, conditions, and notices under which the WHFCU Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the WHFCU Site/Services constitutes your agreement to all such terms, conditions, and notices.

For assistance or questions relating to any of the products, accounts or services we offer, please call (925) 524-5000.

Third Party Links
For your convenience, this Web site may provide links to other Web sites on the World Wide Web. Unless expressly stated otherwise on this Web site, WHFCU does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any Web sites to which this Web site may provide a link. By using this Web site, you acknowledge and agree that WHFCU will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.


Privacy Policy

We at WHFCU value the privacy of our members. You have chosen to do business with us, and we recognize our responsibility to keep the information you provide to us secure and confidential. We believe that all personal financial information specific to you that you provide WHFCU through any channel constitutes personal information. Protecting your privacy, along with your financial assets is our top priority. WHFCU is committed to servicing all the financial needs of its members. As a service to you, our member, we may share information with select third parties that can offer valuable products and services that may interest you. When we share information with other parties for marketing purposes, you can expect them to treat it with the same strict standards as your credit union.

This privacy policy, explains how we protect the privacy of your personal information and when we release information about you under certain situations, such as to maintain your account, or other circumstances as required or permitted by law.

Information We Collect and Disclose to Others
In the course of doing business, we collect and use various types of information, such as information available from public records and credit reports, as well as information you provide to us. We may also access information about you, such as credit reports, when considering a request from you for additional services or when exercising our rights under the law or any agreement with you. In addition, we collect information about you from the following sources:

  • Information we receive from you on applications and other forms you submit to us, such as your name, address and social security number.
  • Information about transactions with us, our affiliates or others such as account balances and payment history.
  • Information we receive from credit reporting agencies, such as your credit worthiness and credit history.

We may also disclose all the information that we collect as described above. We do not disclose any non-public personal information about our members and former members to anyone, except as permitted by law.

Sharing Information with Third Parties
We may disclose non-public personal information about you to financial service providers such as insurance agents. We may also disclose non-public personal information about you to nonaffiliates third party processors as necessary to complete transactions, maintain accounts and records, and as permitted by law.We may disclose all the information we collect as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you, under other circumstances, as permitted or required by law.

Confidentiality and Security of Information
Keeping your financial information secure is an important responsibility that is taken seriously at WHFCU. We value your trust and handle your information with care. We restrict access to non-public personal information about you except to those employees who need to know that information to provide products or services to you. Our policies and procedures emphasize the importance of keeping our members' information confidential. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Accuracy of Information
We make every effort to ensure that our records contain accurate, current and complete information. If you find that your account information is inaccurate, please call us at (925) 524-5000 or write to us at 1785 Arnold Dr, Martinez, CA 94553. We will promptly investigate and make any necessary changes to update our records.

Termination of Membership
If you decide to terminate your membership with WHFCU, we will not share information we have collected about you, except as may be permitted or required by law.


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