Checking Accounts
Western Healthcare Federal Credit Union offers five checking programs, all designed with value in mind.
Regular Checking
For those looking for a simple, straight forward checking.
- No monthly service charge
- Overdraft protection option
- No minimum balance requirement ($100 minimum to open, no minimum to maintain)
- Optional VISA Debit Card
- Optional eStatements
- CU-Online Banking
- Bill Pay (free with active VISA Credit Card or Direct Deposit)
Youth Checking
- Checking Account for young persons ages 13 to 18. The minimum initial deposit is $25. No monthly service charge, no minimum balance requirement
- Debit Card can be used at ATMs, plus anyplace VISA is accepted.
Dividend Checking
Designed for those who want to earn dividends on their checking account.
- $2,500 balance requirement to earn dividends (dividends paid on a monthly minimum average balance of $2,500)
- A minimum balance of $2,500 is required to open and maintain the account
- Optional VISA Debit Card (ATM)
- Below Minimum Balance Requirement Fee of $25.00 per month may apply
- Overdraft protection option
- Optional eStatements
- CU-Online Banking
- Bill Pay (free with active VISA Credit Card or Direct Deposit)
Business Checking
- Designed with prosperity in mind, so you can get the services you need at a fee structure you can afford.
- Low $500 daily minimum balance
- $25 below minimum balance fee
- $50 monthly maintenance fee
- Optional VISA Debit Card
- Online Banking
- Bill Pay
- Optional eStatements
DBA Checking
- Designed for businesses that utilize personal social security numbers and are singularly owned.
- No minimum balance requirement
- $10 monthly maintenance fee
- Optional VISA Debit Card
- Online banking
- Bill Pay
- Optional eStatements
