Cash Infusion Loans & Title Loans
Do you have an emergency? Do you need cash fast? We want to help you in your time of need, so we've designed some amazing alternatives to costly payday loans!
Cash Infusion Loans
Our Cash Infusion Loan was created to provide you with immediate cash while also saving you money through lower fees and flexible terms than you would find at traditional payday lenders. WHFCU Cash Infusion Loans features:
- $20 non-refundable application fee
- Maximum loan amount $750 or 50% of existing direct deposit, whichever is less
- Maximum loan amount without direct deposit is $350
- Minimum loan amount $200
- The annual percentage rate is 28.00%
- If loan is repaid through direct deposit or payroll deduction, the annual percentage rate is 27.00%
- Terms 1-3 months
- Can be used for any purpose
If you are a interested in applying for the Cash Infusion Loan, please visit the branch.
Remember, a credit report is NOT required for this type of loan, so we can get you qualified within minutes!
Auto Title Loans
Your car is more than just your mode of transportation. Remember it has value and you can use the equity for a loan! WHFCU has made the Title Loan available to our members and we know we can help you with a loan that's fee-friendly and rate-competitive compared to national providers.
WHFCU Title Loans features:
- Maximum loan amount $3000 or 50% of retail Kelley Blue Book value, whichever is less
- Minimum loan amount $1000
- The annual percentage rate is 18%
- If loan is repaid through direct deposit or payroll deduction, the annual percentage rate is 18%
- Terms 1 - 3 years
- $15 reimbursement of DMV fee to add WHFCU as legal owner.
- Can be used for any purpose
Requirements:
- Vehicle must have current CA registration and clear title.
- Proof of auto insurance
- Proof of income
If you are a interested in applying for the Title Loan, please visit the branch.
Remember, a credit report is NOT required for this type of loan, so we can get you qualified within minutes!
Apply for a Loan Loan Rates
