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Certificate Rates

Certificate Specials with rates as high as 1.50% APY

Grow your money faster! For a limited time, WHFCU is offering a special on 12, 24 and 36-month certificate accounts.

With a minimum of $10,000, you can open a 12-month certificate account for 0.80% APY.* If you'd like to invest your money for a little longer, you can open a 36-month certificate account for 1.50% APY!*

Certificate TypeDividend RateAPY*TermCompound FrequencyMinimum Balance
Term Share Certificates2 0.80% 0.80% 12 month Monthly $10,000
Term Share Certificates2 1.00% 1.00% 24 month Monthly $10,000
Term Share Certificates2 1.50% 1.50% 36 month Monthly $10,000

Let WHFCU help you make your money work for you! Start earning more today and stop by our branch to open your certificate account!

*APY=Annual Percentage Yield. Effective date: 02/01/2018. Interest Rates are set by the Board of Directors and are subject to change.New deposits only. Limited time only. Rates subject to change at any time. $10,000 minimum deposit required to open. Maximum $50,000 per household. A penalty may be imposed for early withdrawal. Other terms and conditions apply. Offer expires 2/28/18.

Regular Share Certificates

Certificate TypeDividend RateAPY1TermCompound FrequencyMinimum Balance
Term Share Certificates2 0.10% 0.10% 6 month Monthly $2,500 - $75,000
Term Share Certificates2 0.20% 0.20% 6 month Monthly Over $75,000
Term Share Certificates2 0.10% 0.10% 12 month Monthly $2,500 - $75,000
Term Share Certificates2 0.20% 0.20% 12 month Monthly Over $75,000
Term Share Certificates2 0.10% 0.10% 24 month Monthly $2,500 - $75,000
Term Share Certificates2 0.20% 0.20% 24 month Monthly Over $75,000

1APY = Annual Percentage Yield. Effective date: 06/01/2015. Interest rates are set by the Board of Directors and are subject to change. 

2Early withdrawal penalties apply. Term = Month. 

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