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Skip-a-Payment

skip a paymentYou may be eligible to take advantage of Skip-A-Pay from WHFCU and have extra cash on hand! Simply fill out our easy online application and for just $35 per loan you can skip* up to 30 days of your loan payment! Please note this offer is good for consumer loans only. 

Log into Online Banking now to take advantage of this offer or call (925) 524-5000, option 7 for Member Service!

How it works:

  1. To check if your loan qualifies for the Skip-A-Pay program, look for the green "SP" icon next to your loan on the Account Summary page in Online Banking.
  2. Simply hover over the icon and a "More Info" button will appear.
  3. Once clicked, if your loan qualifies, you will be taken to the loan detail where you can choose to skip a payment.

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*Skip-A-Pay offer valid to pre-qualified members. Must be member in good standing. No delinquent accounts within the last 24 months. Subject loan must be current. Skip-A-Pay amends the specified loan agreement between WHFCU and the Borrower. Payment “skips” cannot be used for WHFCU home loans, home equity loans, line-of-credit accounts or Visa loans. There is a $35.00 processing fee per loan with one month’s worth of skipped payment(s) for each skipped loan payment. By skipping your loan payment(s), your payment(s) will be deferred which will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise have been paid off. Interest will continue to accrue on any unpaid balance during the skip a pay month.